Get a Car Loan with Bad Credit
Car loans are a type of loan given out by dealerships to customers, so they can buy one of the cars on the lot. Bad credit can, however, stand in the way of this transaction. Car dealerships are unlikely to offer you an auto loan, or they end up charging you sky-high interest rates, if they find your credit rating unsatisfactory.
Don't get stuck paying ridiculous interest rates with auto loans - avoid them by applying for a car title loan instead! This lending option is superb for individuals with bad credit or a nonexistent credit score. Our company can supply you with a significant loan amount in just 24 hours after loan approval - no matter what your credit rating looks like!
Title loans in Illinois are based off your vehicle's value, which allows us to disregard your bad credit during the approval process, unlike car loans. You hand us your car title, and we provide you with up to $40,000 in exchange - that seems fairly straightforward, right? Take a minute to fill out our application and receive a free quote instantly! You can get a great title loan when bad credit makes getting a car loan difficult.
Car Title Loan Requirements
Our title loan company has made it incredibly easy to get a car loan even when you have bad credit. Simply give us some basic details about your car, such as its make, model, year, and mileage, to obtain a free estimate right away.
We use the information you put into the form to calculate a loan estimate, so you have a better idea of what you can expect from a car title loan in Illinois. Then, a customer service representative will contact you via telephone to verify everything on the application and set you up with a personalized payment plan that caters to your exact needs.
Many of our employees have all been in situations similar to yours, where their bad credit prevented them from obtaining the car loan they needed. That is why they are so inclined to go above and beyond the call of duty. They will make sure you are comfortable and happy with your loan terms before you agree to anything!
When the time comes to pick up your cash, be sure to ask the loan representative to help you locate a nearby lending office. We have dozens of locations throughout the Chicagoland area, so there is likely to be one in your vicinity.
When picking up your loan, present the following documents:
- Lien-free car title
- State-issued ID
- Proof of income
- Proof of insurance
- Proof of residence
- 2-3 references
- Spare set of keys
We only need this information for our records, but we do ask that you let us hold onto your car title, as well as the spare keys, while you make installments on your title loan. Both items will be returned upon payment completion.
Instant Pre-Approval on Car Loans
We have been doing business in the car title loan industry for over a decade, which has allowed us to perfect the bad credit lending process. You can expect to get the best results from us, because no other car loan on the market will cater to your needs like we can!
Our company offers free quotes for every application we receive, as well as instant pre-approval! That means you will have an idea of how much your vehicle can earn you before you ever speak with a title loan representative from our office.
In order to prevent you from feeling overwhelmed by your car loan terms, we offer interest rates as low as 3%. It is our job to make sure you are completely satisfied with your loan, so there are no prepayment penalties. If you want to pay off your loan early, you should never be punished for being a responsible borrower.
You can always substitute auto title loans for car loans, and you may like this solution even better because of the benefits they offer. To get started, fill out the form on this page and get a free quote right now! A bad credit score will never stand in your way of getting a car loan and a new car again!